As you work you also earn social security work credits these credits are necessary to receive retirement benefits in 2020 you receive one work credit for every 1410 you earn up to a maximum of 4 credits per year to receive retirement benefits you must have 40 work credits or a minimum of 10 years work. Buy social security benefits a practical guide by enalls simon isbn 9781845921972 from amazons book store everyday low prices and free delivery on eligible orders. Social security retirement benefits called the primary insurance amount pia at this time they have to make their first decision about their social security benefits while full retirement age fra for maria and john is age 66 they may elect a reduced social security benefit as early as age 62 had john and maria been born a few. The supplemental security income ssi program offers benefits to elderly aged 65 and up blind or disabled adults and to disabled or blind children too who have sufficiently little in
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